This calculator was built for one purpose: to tell you, clearly and without bias, whether your financial situation supports leaving your job — and if not, exactly what needs to change before it does.
It's not here to motivate you. It's here to inform you. The motivation is your problem.
WHAT'S INCLUDED:
→ Your Situation Tab — Current income (salary, bonus, benefits, employer 401k match), savings and assets (liquid savings, emergency fund, investment portfolio, available to fund transition), debt obligations, and your post-quit plan (timeline, partner income, expected side income)
→ Monthly Budget Tab — Post-quit income vs. post-quit expenses side by side, with net monthly cash flow and break-even calculation
→ Runway Calculator Tab — Exactly how many months your savings last at your current burn rate, plus a 24-month rolling table showing opening balance, income, expenses, and closing balance for every month
→ Decision Dashboard Tab — 6 critical financial metrics vs. targets, a Go/No-Go checklist with auto-populated answers, and a plain-English readiness assessment
HOW IT WORKS:
Enter your current financial situation. Enter your post-quit budget. The calculator tells you your runway, your monthly deficit or surplus, and whether you've hit the thresholds that make this decision financially sound.
WHO THIS IS FOR:
Anyone seriously considering leaving employment to start a business, go freelance, take a career break, or pursue something they actually care about — and who wants the financial reality before they make the move.
FILE DETAILS:
Format: Microsoft Excel (.xlsx)
Sheets: Cover, Your Situation, Monthly Budget, Runway Calculator, Decision Dashboard
Instant download. No subscription. Yours forever.
This calculator was built for one purpose: to tell you, clearly and without bias, whether your financial situation supports leaving your job — and if not, exactly what needs to change before it does.
It's not here to motivate you. It's here to inform you. The motivation is your problem.
WHAT'S INCLUDED:
→ Your Situation Tab — Current income (salary, bonus, benefits, employer 401k match), savings and assets (liquid savings, emergency fund, investment portfolio, available to fund transition), debt obligations, and your post-quit plan (timeline, partner income, expected side income)
→ Monthly Budget Tab — Post-quit income vs. post-quit expenses side by side, with net monthly cash flow and break-even calculation
→ Runway Calculator Tab — Exactly how many months your savings last at your current burn rate, plus a 24-month rolling table showing opening balance, income, expenses, and closing balance for every month
→ Decision Dashboard Tab — 6 critical financial metrics vs. targets, a Go/No-Go checklist with auto-populated answers, and a plain-English readiness assessment
HOW IT WORKS:
Enter your current financial situation. Enter your post-quit budget. The calculator tells you your runway, your monthly deficit or surplus, and whether you've hit the thresholds that make this decision financially sound.
WHO THIS IS FOR:
Anyone seriously considering leaving employment to start a business, go freelance, take a career break, or pursue something they actually care about — and who wants the financial reality before they make the move.
FILE DETAILS:
Format: Microsoft Excel (.xlsx)
Sheets: Cover, Your Situation, Monthly Budget, Runway Calculator, Decision Dashboard
Instant download. No subscription. Yours forever.
