Running out of cash is the number one reason businesses fail. Not lack of revenue. Not bad products. Cash timing.
This model gives you a 12-month forward view of every dollar coming in and going out — so you can see a cash crisis coming and move before it arrives.
WHAT'S INCLUDED:
→ Assumptions Tab — Set your base revenue, monthly growth rate, seasonal adjustment factors, and all expense drivers (COGS %, fixed salaries, rent, marketing %, G&A) in one place
→ Monthly Projection Tab — 12-column rolling cash flow statement across revenue, 6 expense categories, operating cash flow, and opening/closing balance for every month
→ Summary Dashboard — Annual totals, monthly cash position table, and cash conversion metric at a glance
HOW IT WORKS:
Set your assumptions once. The model projects all 12 months automatically — including the rolling opening balance that chains each month to the next. Change one growth rate assumption and the entire model updates instantly.
WHO THIS IS FOR:
Small business owners. Freelancers managing variable income. Early-stage founders who need to know their cash runway. Anyone who has ever been surprised by a month where the numbers didn't add up.
FILE DETAILS:
Format: Microsoft Excel (.xlsx)
Sheets: Cover, Assumptions, Monthly Projection, Summary Dashboard
Instant download. No subscription. Yours forever.
Running out of cash is the number one reason businesses fail. Not lack of revenue. Not bad products. Cash timing.
This model gives you a 12-month forward view of every dollar coming in and going out — so you can see a cash crisis coming and move before it arrives.
WHAT'S INCLUDED:
→ Assumptions Tab — Set your base revenue, monthly growth rate, seasonal adjustment factors, and all expense drivers (COGS %, fixed salaries, rent, marketing %, G&A) in one place
→ Monthly Projection Tab — 12-column rolling cash flow statement across revenue, 6 expense categories, operating cash flow, and opening/closing balance for every month
→ Summary Dashboard — Annual totals, monthly cash position table, and cash conversion metric at a glance
HOW IT WORKS:
Set your assumptions once. The model projects all 12 months automatically — including the rolling opening balance that chains each month to the next. Change one growth rate assumption and the entire model updates instantly.
WHO THIS IS FOR:
Small business owners. Freelancers managing variable income. Early-stage founders who need to know their cash runway. Anyone who has ever been surprised by a month where the numbers didn't add up.
FILE DETAILS:
Format: Microsoft Excel (.xlsx)
Sheets: Cover, Assumptions, Monthly Projection, Summary Dashboard
Instant download. No subscription. Yours forever.
